The number of fraudulent cards (debit and credit) users are
increasing as fast as possible in the country, cases of fraud related
to it are coming up. Many such cases have come into notice, in
which a person becomes a bank executive and makes the card user
victim of fraud. Such people get the details of the card users and
they get the message.
In all such cases, it is worth noting that the person taking the fraud
exploits that the victim is usually unaware or forgets the Modern
Banking rules. Users should know that you should not share your
bank details with anyone including a bank official.
1 Keep Your Pin Safe: Reserve Bank of India (RBI) has advised banks
that they should not seek account related details from their
customers. Card holders usually give information to the card and
their PIN to their families and others and to withdraw money from
them. Sharing your card and PIN information is like giving someone
the key to your account and earning a lot of money. You should
avoid doing so. Also, you should not write a PIN behind your card.
Also, you should keep changing the PIN of your card at regular
intervals and keep it a bit difficult so that it can not be easily
2 Keep Updating Your Mobile Number And Email: According to the
banking regulatory rules, all banks keep sending alerts to their
customers regarding the transaction of debit and credit card
transactions. So make sure that you have registered your latest
mobile number and email ID with the bank. Doing so will keep you
informed about debit and credit card transactions on your mobile
3 Fraud Calls And Messages Ignore: Avoid answering any such e-
mail / SMS / voice calls coming from A, in which you are being
asked to share the account related details such as PIN number, OTP,
UPC credential validation message and so on. Stay in touch with the
bank in such a situation and call on your bank’s helpline number to
give this information.
4 Keep Checking Bank Statements: Card holders should keep
checking their bank statements so that you can know any
suspicious activity. There have been many such cases in which
fraudsters have taken some money from an account at regular
intervals, such transactions are not generally taken care of.
5 Immediately Complain of any Wrong Activity: Customers should
immediately report any fraudulent activity with the bank. People
should bring it to the bank’s notice, even if it is not the loss of
money because the data stealing is also dangerous. You should be
cautious in such cases.